Before you start looking for a home to buy it’s best to meet with a loan officer to get pre-approved for a loan, so you know how much you can afford up-front. At this stage, the loan officer will gather information regarding your credit, income, assets, and other financial obligations to help determine the amount you can afford. The loan officer will collect items such as your credit report, W-2s, pay stubs, federal tax returns, and recent bank statements. There are a variety of different loan programs out there, so be sure to get pre-approved for the specific programs that best suit your needs. We have several loan officers that we would be happy to recommend, if desired. Please see below for a few of our top picks!
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